Turning KiwiSaver into Retirement Income: A Practical Guide for Life After 65
Year after year, you have watched your KiwiSaver balance grow. At 65, the account finally unlocks, and every dollar is now yours to spend or reinvest. The freedom is exciting, yet the choices can feel overwhelming. This guide outlines the main strategies New Zealand retirees use to turn KiwiSaver savings into a reliable income stream […]
Pressing Pause on Your KiwiSaver Contributions: Is a Savings Break the Right Move?
KiwiSaver was built for the long haul, yet rising living costs and market jitters prompt many New Zealanders to ask if pressing pause on their 3% (or higher) payroll deduction could be a smart short-term fix. Before you decide, it pays to understand how a savings suspension works, what you gain in immediate cash flow, […]
How Secure is Your KiwiSaver? A Practical Guide for Everyday Kiwis
KiwiSaver in a Nutshell KiwiSaver has grown into one of New Zealand’s primary funds for long term investment, with more than three million members and over $100 billion under management. From salary deductions and employer matches to annual government contributions, it is designed to encourage consistent saving and long-term growth. Yet many New Zealanders still […]
