KiwiSaver Advice

KiwiSaver Guidance Tailored to Your Needs
For many New Zealanders, after purchasing their home, Kiwisaver will be the thing that has the second biggest financial impact in their lives.
However, for many New Zealanders, they are unaware of how powerful it is and the impact it can have on their lives. This is especially the case for the under 30’s and you will hear many in this age bracket, say “I don’t know who my provider is.”
Kiwisaver works on 3 principles;
- If you haven’t got it, you won’t spend it.
- Small, consistent deposits over time add up.
- And then you let the 8th wonder of the world, compounding interest go to work and make your savings large.
But, also there are a lot of Kiwisaver providers, providing ordinary returns. If you really want to put sunshine in your retirement years, then its vital you get with a good provider.
Maximize Your KiwiSaver Returns with Trusted KiwiSaver Advice
Imagine a young Kiwi tradesperson starting their career at 18 years old with a salary of $40,000 annually, contributing just 3% of their earnings to KiwiSaver. With expert investment advice from Earnslaw Goodlight, this investment can grow significantly:
Achieving an 8% return, their KiwiSaver fund could accumulate to $1.728 million by retirement.
- At an 8% return, his Kiwisaver will be worth $1.728m at retirement.
- At a 10% return, his funds will be worth $3.426m at retirement.
- And at a 12% return, his funds will be worth $6.935m at retirement.
Begin your journey to financial prosperity today by understanding the potential calculations that could alter your financial life. Download our accessible Excel spreadsheet and Kiwisaver articles to explore the possibilities.


The Good News
To provide high-performing Kiwisaver funds to our customers, we partnered with New Zealand Based Pathfinder. And as of 15th May 2025, we are seeing returns since the inception of
Conservative Fund – 4.10%
Balanced Fund – 6.70%
Growth Fund – 8.80%
If you would like to change from your current Kiwisaver Provider or Sign Up to Pathfinder funds, you can do that here
Frequently asked questions
How long does it take to transfer my KiwiSaver to my new scheme?
It only takes 10 days to transfer funds from your existing provider to your new scheme. Your new KiwiSaver provider takes the initiative to contact both your existing provider and the IRD on your behalf. You don’t have to do anything – our team handles everything for you.
Can I make additional contributions to my KiwiSaver?
Yes, you can make additional voluntary contributions to your KiwiSaver fund anytime. This can be done through online banking or by directly contacting your provider. Our advisors can guide you on how to make additional contributions that align with your financial goals.
How often should I review my KiwiSaver?
It is recommended that you review your KiwiSaver at least once a year. However, our team recommends reviewing your investment whenever a significant change in your life, such as getting a new job or experiencing a financial windfall.
contact us
Call or email us now, or if you’d prefer, fill in our contact form and let us know the best time to contact you.